Mortgage
6 Biggest Mistakes In Choosing Home Loans In SG
Most adults in Singapore would have to make a decision on a home loan sooner or later. It’s one of, if not, the biggest financial decisions a person …
Step Up Step Down Home Loans
A step up mortgage is one where the calculated interest rate, or more specifically the spread, increases over time (usually with each year. A step down …
Citibank Home Saver
Citibank is one of the most well-known foreign banks operating in Singapore even though the number of branches it has is a very small number compared to the …
SCB MortgageOne
Standard Chartered Bank is a foreign bank that has been operating in Singapore for so long that it is often referred to as a localized foreign bank. …
What Are Your Options When You Have No Standard Income Documents
If you are scrambling for alternative documentation to prove your income to a home loan lender, then it’s most like that you either have your income …
HSBC SmartMortgage
The Hong Kong Shanghai Banking Corporation (HSBC) is a well-known international bank with a strong physical presence all over the world. Their banking branches …
What Is Refinancing And When Would It Be Worth It?
To refinance a housing loan is simply to replace an existing mortgage with another one from another bank. This essentially means that the funds from the new …
Latest SIBOR And SOR History Trends Chart
SIBOR and SOR are index rates where Singapore banks lend to one another. It is basically the interest a bank has to pay for a loan from another bank. This …
TDSR – What You Should Know About Calculating Debt Ratio
Most people understand the basic methods to calculate how much they can borrow. It is basically a percentage of monthly income minus the monthly debt …
Housing Loan – A Comprehensive Guide To Mortgage Choices In Singapore
You don’t have to feel embarrassed for knowing close to nothing about what are the best interest rates, what is the current SIBOR, or what types of mortgage …
