Fully Indexed Rate
The fully index rate is the value of home loan interest rate consisting of the index plus spread.
For example, if a loan is on SIBOR + 1%, and SIBOR is 1.20%, then the fully indexed rate is 2.20%.
Bear in mind that index rates are meant to fluctuate with market conditions.
So they change from time to time.
for the last 36 months?
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